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HSA
Customizable Health Spending Account, including dental care, vision care, and more.
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Wellness Spending Account beyond health, with unlimited categories.
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Automated rewards and recognition for milestones and performance.
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Maximize your benefits effortlessly with our intuitive app, available on iOS and Android.
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Set a new industry standard with GoKlaim’s exceptional employee benefits solutions for your clients.
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Adult woman smiling with braces while looking into a mirror during an orthodontic appointment at a modern dental clinic.
Insurance

Insurance for Braces for Adults: A Complete 2026 Guide

Leena Shah, Content Writer
Leena Shah
Content Writer
June 29, 2026
10 min read
A comprehensive guide for Canadian adults exploring orthodontic insurance coverage, including what dental plans typically cover, how Health Spending Accounts can fill gaps, provincial differences, and practical tips for maximizing braces reimbursement in 2026.
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Health Spending Account
Wellness Spending Account
Employee Benefits
Rewards
Recognition
Start-Ups
Well-Being
Sarah Delorme
Market Insights
April 29, 2025
Is your HSA caring for Every Generation?
Catering to the diverse needs of employees of all ages is crucial for creating a supportive and inclusive workplace culture. As individuals progress through different stages of life, their priorities and requirements evolve, making it essential for organizations to offer customizable benefits that extend to their dependents.
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Sarah Delorme
Market Insights
April 29, 2025
Automated ‘Health, Wellness, and Allowances’ - the Next Big Thing for Employee Happiness and Retention
Employee wellbeing is more than just a buzzword. It’s a strategic priority that can make or break your business success in the post-pandemic era.
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Business owners and HR leaders evaluating HSA benefits strategy together
Amanda Brooks, Senior Content Writer
Amanda Brooks
Senior Content Writer
June 29, 2026
12 min read
Is a Health Spending Account Worth It for Your Business?
Wondering if a Health Spending Account is worth it for your business? This guide breaks down HSA costs, tax benefits, flexibility, and how they compare to group insurance so Canadian employers can make a confident decision.
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Jack Wang
Content Specialist
April 15, 2026
12 min read
HSA Eligible Expenses: What Canadian Employees Can Claim
A comprehensive guide to HSA eligible expenses in Canada. Learn what medical, dental, vision, paramedical, and mental health services qualify for tax-free reimbursement under CRA guidelines, common misconceptions, and how to submit claims effectively using modern platforms.
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Jake Morrison
Content Specialist
April 23, 2026
12 min read
What Can You Spend a WSA On? A Full Expense Guide
A comprehensive guide explaining what expenses are eligible under a Wellness Spending Account (WSA), including physical fitness, mental health, professional development, home office equipment, and lifestyle expenses. The guide clarifies the differences between WSA and HSA, explains how employers define eligible categories, and provides practical examples to help employees and HR teams maximize this flexible benefit.
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Michael Thompson
Content Strategist
April 17, 2026
12 min read
How to Set Up a WSA for Your Canadian Business
Learn how to set up a Wellness Spending Account (WSA) for your Canadian business. This comprehensive guide covers budget definition, eligible expense categories, CRA compliance requirements, platform selection, employee communication, and ongoing plan management to create a flexible, cost-controlled benefit solution.
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Jake Morrison
Content Specialist
May 8, 2026
12 min read
Flexible Benefits vs Fixed Plans: What's Best for Your Team
This blog compares flexible benefit plans and fixed group insurance plans for Canadian employers. It examines how each model works, where they diverge on cost control, employee satisfaction, and administration, and explains why flexible benefits platforms are increasingly valuable for small and mid-sized businesses with diverse, multigenerational teams seeking greater control over spending and improved employee engagement.
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Michael Thompson
Content Specialist
May 6, 2026
12 min read
How Employee Reimbursement Works in Canada
Learn how employee reimbursement works in Canada, including the difference between Health Spending Accounts (HSAs) and Wellness Spending Accounts (WSAs), the step-by-step claim submission process, and why digital reimbursement systems outperform manual ones for speed, accuracy, and compliance.
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Rebecca Matthews
Content Specialist
April 10, 2026
12 min read
How to Automate Employee Rewards at Your Canadian Company
Learn how to automate employee rewards and recognition at your Canadian company. This guide covers setting up milestone-based rewards, building peer-to-peer recognition layers, choosing the right platform, and driving adoption to create a consistent culture of appreciation that improves retention and engagement.
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Rebecca Matthews
Content Specialist
April 21, 2026
12 min read
Employee Rewards Programs: A Complete Guide for Canadian Teams
A comprehensive guide to designing and implementing effective employee rewards programs for Canadian teams. Learn the core components of successful programs, how to build them step by step, choose the right platform, and sustain them over time while measuring their impact on engagement and retention.
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Jake Morrison
HR Specialist
April 7, 2026
12 min read
Peer-to-Peer Recognition Programs: Do They Really Work?
Peer-to-peer recognition programs deliver measurable business outcomes when designed with consistency, meaningful rewards, and operational infrastructure. This comprehensive guide explores the evidence supporting these programs, explains why many fail, and provides a roadmap for Canadian employers to build recognition initiatives that drive retention, engagement, and performance.
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Grace Thompson
Content Specialist
April 22, 2026
12 min read
How Milestone Recognition Drives Retention in Canada
Milestone recognition is a critical retention strategy for Canadian employers. By celebrating work anniversaries, birthdays, project completions, and performance achievements through consistent, personalized, and automated recognition programs, companies can significantly reduce turnover and build stronger workplace cultures. This blog explores why recognition matters, what effective milestone recognition looks like in practice, and how Canadian businesses can implement scalable recognition systems that drive measurable improvements in employee retention.
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Michael Thompson
Content Specialist
April 30, 2026
12 min read
How Startups Can Offer Competitive Benefits on a Budget
This guide explores practical strategies for startups to offer competitive employee benefits without stretching budgets. It covers why traditional group insurance is often inefficient for early-stage companies and introduces flexible alternatives like Health Spending Accounts and Wellness Spending Accounts that allow startups to provide meaningful benefits while maintaining cost control and scalability.
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Small business owner reviewing payroll deductions at desk
Amanda Brooks, Senior Content Writer
Amanda Brooks
Senior Content Writer
June 27, 2026
12 min read
Payroll Deductions Made Simple: A Guide for Small Businesses
A practical guide for Canadian small business owners covering mandatory and voluntary payroll deductions, province-specific rules, common mistakes, and how flexible benefits like HSAs and WSAs simplify the payroll process.
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Grace Thompson
Content Specialist
April 29, 2026
12 min read
How to Build a Holistic Employee Wellbeing Strategy
A comprehensive guide to building a holistic employee wellbeing strategy that addresses physical, mental, financial, and social wellness. Learn how to assess employee needs, design flexible benefit structures, layer in recognition programs, and use technology to scale your strategy effectively across different team sizes and regions.
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Sarah Williams
Senior Content Strategist
April 1, 2026
12 min read
Building a Wellness Culture: Real Implementation Stories
Discover how real Canadian companies build lasting wellness cultures. Learn implementation strategies, case studies from a startup and manufacturer, and practical steps to create genuine employee wellbeing initiatives that drive retention, reduce absenteeism, and transform workplace culture.
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